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Financing Your Home >Happy Banking

When you have found the perfect home, the search for the perfect loan begins. There are other factors you should consider besides the interest rate and loan fees when you are shopping for a loan. One important issue is the lender's general reputation.

A professional real estate agent can provide you with the names of several mortgage lenders and can help you compare their programs. Some lenders may have great rates, but may have very conservative standards for qualifying customers. Others may be more willing to consider people who are marginally qualified or have less-than-perfect credit histories. Some lenders have local underwriters and can process loans quickly, while others may need extra time to process paperwork. The ordinary consumer deals with only a few mortgage lenders over a lifetime, but real estate agents deal with many lenders every month. Ask your agent to help you match your individual needs to the many offerings in this complicated marketplace.

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Q	What economic factor can make the purchase of a home an excellent long-term investment?
A	Home price appreciation can result in a substantial return on the buyer's investment as a house increases in value over time.
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Steve Lichen and the Lichen Team, REALTORŽ, real estate agents and broker for Conifer, Evergreen and Denver Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

Steve Lichen and the Lichen Team
Keller Williams Foothills Realty
27132 Main Street, Suite 200
Conifer, CO 80433
Steve Lichen - Direct: 303-881-9728
Mary Knudsen - Direct: 303-887-0683
Janet Velline - Direct: 303-810-1502
Allison Jansson - Direct: 303-829-8085
E-Fax: 1-866-859-5881
stevelichen@NUMBER1EXPERT.com
When you want action, you want The Lichen Team. They work hard for their clients. Their clients' goals are their goals. Their clients' needs are their needs. As a result, they persevere. They deliver! Drawing from years of experience and private research, Steve Lichen & The Lichen Team have developed a unique system that benefit their clients, either buyers or sellers.

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